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Client Activation & Discovery

This form helps us understand your business, identify areas where support may be useful, and activate the appropriate KUBO service level. You don't need to provide every detail now — Section 9 is optional and can be completed later.

Version 1.0Document ID: KUBO-BMA-001Download full agreement (PDF)Fair Usage Policy (PDF)
Privacy & consent

This form collects business, financial and personal information. See our Privacy Policy for how it's used. Where we identify an Accredited Professional Provider suited to your needs, we'll always name that specific provider and ask for your separate consent before sharing any of this information with them.

01Accountant introducer

Optional — leave blank if the client is signing up directly, without an accountant introduction.

Product route
Has the client agreed to be contacted by KUBO?
Should updates go to:
02Business details
Approximate turnover
Does the business trade from premises?
Is the business owner-managed?
03Product activation
Which KUBO level is being activated?
Membership tier

See the Fair Usage Policy (linked above) for what each tier includes.

Preferred contact method
04Legal and commercial snapshot
Do you have up-to-date terms and conditions?
Do you regularly sign customer or supplier contracts?
Are any contracts high-value or high-risk?
Are you currently involved in any dispute?
Are you owed money by customers?
Do you have any debt recovery issues?
Do you have a shareholders' agreement?
Have you reviewed your business structure in the last 2 years?
05HR and employment snapshot
Do all staff have written employment contracts?
Do you have a staff handbook?
Do you have disciplinary and grievance procedures?
Are there any current staff issues?
Are you planning to recruit in the next 12 months?
Do you use your accountant for payroll?
06Director protection snapshot
Are there director loan accounts?
Have any directors signed personal guarantees?
Does the company have loans, asset finance or overdrafts?
Does the company have an HMRC payment plan?
Has the business experienced cashflow pressure?
Are all directors clear on their legal duties?
Would the directors benefit from a personal risk review?
07Business protection and continuity
Does the business have key person insurance?
Does the business have cyber insurance?
Does the business have business interruption cover?
Is there a plan if a director dies or becomes seriously ill?
Is the business dependent on one or two key individuals?
Is there a written succession or exit plan?
Are there important brands, domain names or intellectual property?
08Growth and future plans
Is the business planning to grow in the next 12 months?
Is the business planning to raise finance?
Is the business considering buying another business?
Is the business considering selling or exiting?
Is ownership expected to change in the next 3 years?
Are family members involved in the business?
09Optional personal and succession questions

These questions help identify personal protection, estate planning and business continuity risks for business owners. You can complete them now or return to them later.

Do you have children?
Are any children under 18?
Do you have dependants?
Do you have elderly parents or caring responsibilities?
Do you have a current Will?
Do you have a Lasting Power of Attorney?
Does your Will reflect your business ownership?
Would your family know what happens to your shares if you died?
Are you planning to retire or step back within 5 years?
Do you intend to pass the business to family?
Signature

Typing your full legal name below and ticking the box constitutes your electronic signature to the KUBO Business Membership Agreement.

Signature
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Date: 08 September 2026